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  • How Do You Decide What to Do When Your House is Underwater?

    Nationally, almost a quarter of all homes with mortgages are “underwater” now. I’m talking figuratively, of course, as this is California, not New Orleans. Any home which is worth less than the mortgages against it is “underwater” in financial terms. However, most of these “distressed mortgages,” as they are sometimes called, ...

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  • Cash for Keys

    The Cash for Keys program (or “CFK”) is something that can help you out if you have to leave your foreclosed residence. 

    When a foreclosure occurs the title changes from you to your lender, or whoever purchased the property at the foreclosure. Now they own the property, ...

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