I see clients from all walks of life who take out so called Pay Day Loans. They are the worst. Only the extremely desperate should take them out. You may as well make a deal with the devil for your soul. OK, that’s overstating it. And I don’t know about you, ...

Shortly after you file your case you will receive a “Notice of Commencement.” It details all the important information about your case. It has the case number, the date and time of your 341A hearing First Meeting of Creditors, where that meeting will be held, who your Chapter 7 or 13 Trustee is and a bunch of other information and deadlines. ...

WARNING

Tax refunds are pledged to the Chapter 13 Plan in all orders confirming plans, and you must give your federal and state tax returns to the Chapter 13 Trustee each and every year you are in Chapter 13. So they know what you refund is and will demand it. ...