Most potential clients that call me wonder if they can keep their car in bankruptcy. Everyone is fearful that they will lose their wheels, in addition to the other fears contemplating bankruptcy can bring.

The good news is that you’re really “in the driver’s seat” on that matter. ...

“Dual tracking” is when a mortgage lender is foreclosing on your home while also negotiating a loan modification. Depending on what happens, and when it happens, this can be illegal. The lender cannot start foreclosure if you are in the loan modification process. They cannot continue a foreclosure during the loan modification if they started foreclosure before you started the loan modification process and you have a loan modification pending. ...