When I say freeze, and freeze now, I don’t mean move to Minnesota. I’m talking about your credit.
As everyone knows, Equifax, one of the three major credit reporting agencies (CRAs), experienced one of the greatest hacks in history. It exposed millions of people’s personal information to the hackers that inhabit the “dark web,” where that information can be used to open new credit in your name that you may not even know about until it’s too late and your credit needs serious repair. ...
Most potential clients that call me wonder if they can keep their car in bankruptcy. Everyone is fearful that they will lose their wheels, in addition to the other fears contemplating bankruptcy can bring.
The good news is that you’re really “in the driver’s seat” on that matter. ...
Most potential clients that call me wonder if they can keep their car in bankruptcy. Everyone is fearful that they will lose their wheels, in addition to the other fears contemplating bankruptcy can bring.
The good news is that you’re really “in the driver’s seat” on that matter. ...
“Dual tracking” is when a mortgage lender is foreclosing on your home while also negotiating a loan modification. Depending on what happens, and when it happens, this can be illegal. The lender cannot start foreclosure if you are in the loan modification process. They cannot continue a foreclosure during the loan modification if they started foreclosure before you started the loan modification process and you have a loan modification pending. ...