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  • Tired of Timeshare Debt? You May Be Able to Eliminate It Through Bankruptcy.

    Can I Get Rid of My Timeshare in Chapter 7 Bankruptcy?

    Timeshares are often sold as a dream vacation investment, but for many, they become a never-ending burden — with rising maintenance fees, financing costs, and little to no resale value.

    If you’re exploring Chapter 7 bankruptcy in California, ...

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  • California’s 2025 Homestead Exemption: Protecting Your Home Equity in Bankruptcy

    California’s 2025 Homestead Exemption: Protecting Your Home Equity in Bankruptcy

    If you’re a California homeowner considering bankruptcy, understanding the state’s homestead exemption is essential. This exemption determines how much of your home equity is protected from creditors during bankruptcy — and recent changes for 2025 offer even greater protection. ...

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  • SOME GOOD NEWS FOR A CHANGE

    There’s so much going on between the pandemic and the election that the news I’m about to give you is pretty sure not to come your way, except by me. It may or may not affect you, but you should be aware of a major change in California law.

    The homestead exemption law took a major leap for Californians this year with the passage of AB1885. ...

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  • FREEZE, BABY, FREEZE

    When I say freeze, and freeze now, I don’t mean move to Minnesota. I’m talking about your credit.

    As everyone knows, Equifax, one of the three major credit reporting agencies (CRAs), experienced one of the greatest hacks in history. It exposed millions of people’s personal information to the hackers that inhabit the “dark web,” where that information can be used to open new credit in your name that you may not even know about until it’s too late and your credit needs serious repair. ...

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